12 Months, No Payments, No Interest Financing!

HOW IT WORKS

Step 1

SEE HOW MUCH YOU QUALIFY FOR – NO CREDIT CHECK

PREQUALIFY FOR A LOAN

Step 2

CHOOSE YOUR PLAN & APPLY IN LESS THAN 5 MINUTES

APPLY FOR FINANCING

Step 3

BUY PROJECT MATERIALS AT A FOREST LOCATION NEAR YOU

FIND A LOCATION NEAR ME

WHICH 12 MONTH PLAN SHOULD I CHOOSE?

NO MONTHLY PAYMENTS

NO INTEREST IF PAID IN FULL IN 12 MONTHS!

PLAN #3124

APPLY FOR PLAN 3124

• For Projects Priced at $2000 or More
• Very Good to Excellent Credit Requirement

MONTHLY PAYMENT PLAN

NO INTEREST IF PAID IN FULL IN 12 MONTHS!

PLAN #4124

APPLY FOR PLAN 4124

• For Projects Priced at $1000 or More
• Good to Excellent Credit Requirement

WHAT CAN A HOME IMPROVEMENT LOAN DO FOR ME?

FREQUENTLY ASKED QUESTIONS

Congratulations! First, you will receive an email “Notice of Approval” that includes a link where you can get your Loan Agreement and other materials you will need to use your loan. GreenSky will also send you a physical copy of the Loan Agreement in the mail.

GreenSky is not a lender. GreenSky is a service provider and program administrator for federally insured, federal and state chartered banks that provide consumer loans under the GreenSky® Programs.

As a borrower, you received a loan agreement that identifies the bank that is offering and funding your loan. This loan agreement is between you and the funding bank directly. However, GreenSky services your loan at the direction and control of your lender, so any questions you have should be directed to GreenSky.

The most important things to understand about a deferred interest loan are:

  • Your loan includes a “Promotional Period” of 12 months.
  • During that promotional period, interest is billed to your loan, but you are NOT REQUIRED TO PAY that interest YET.
  • If you repay the entire purchase balance before the end of the promotional period (12 months), all interest billed to your account during the promotional period will be waived. If you do not repay the entire purchase balance before the end of the promotional period, you will be responsible for repaying the interest that was billed to your account during the promotional period and any interest that is subsequently billed to your account.

GreenSky calls this “over-accommodation” and it is designed to provide you with the funds you may need for upgrades, cost overruns, etc. We know that home improvement projects can change as they progress. For that reason, the funding banks in the GreenSky® Program have credit rules designed to accommodate the amount you requested and, if you qualify, a buffer above that amount.

Regardless of your approved credit limit, however, you are only obligated for the payments you authorize your contractor/merchant to take from your GreenSky® Program loan account. The additional credit limit is simply a convenience.

GreenSky will send you billing statements showing, among other things, transactions on your account, the minimum monthly payment due, and your payment due date. Your payment due date will be the same day of the month every month until you pay off your loan.

You may make a payment online at https://greenskyonline.com/greensky/home, by sending a check to the address on your billing statement, or by calling 866-936-0602 and making a check by phone payment.

The GreenSky portal is located at https://greenskyonline.com/greensky/home. Once you register, you can manage your account, view billing statements, and make payments. You can also make a payment without registering.

On the portal, you can make a one-time payment, set up a series of up to six (6) individual payments, or establish recurring auto payments. It’s all designed to make it easy and convenient.

*SUBJECT TO CREDIT APPROVAL. INTEREST IS BILLED DURING THE PROMOTIONAL PERIOD BUT ALL INTEREST IS WAIVED IF THE PURCHASE AMOUNT IS PAID BEFORE THE EXPIRATION OF THE PROMOTIONAL PERIOD. THERE IS NO MINIMUM MONTHLY PAYMENT REQUIRED DURING THE PROMOTIONAL PERIOD. FINANCING FOR GREENSKY® CONSUMER LOAN PROGRAMS IS PROVIDED BY FEDERALLY INSURED, EQUAL OPPORTUNITY LENDER BANKS. NMLS #1416362

GREENSKY FINANCING AVAILABLE AT FOREST BUILDING MATERIALS, FOREST DOORS & WINDOWS, AND FOREST DESIGN STUDIO ONLY. PRODUCT AVAILABILITY VARIES BY LOCATION. SEE STORE FOR DETAILS. © 2019 FOREST LUMBER COMPANY, A DIVISION OF FOXWORTH-GALBRAITH LUMBER COMPANY